Fynlo

Pricing

Start free. Scale when you’re ready.

Whether you’re two founders or a global finance team, Fynlo is priced to save you time and money from the first month.

Starter

$0

/user/mo

Free forever

Best for small teams getting their finances in one place.

What’s your work email?

Payments

Invoices and payment links

40 local payment methods

Cards

10 virtual cards

Spend limits per card

Accounting

Monthly exports

Receipt capture

Starter

$0

/user/mo

Free forever

Best for small teams getting their finances in one place.

What’s your work email?

Payments

Invoices and payment links

40 local payment methods

Cards

10 virtual cards

Spend limits per card

Accounting

Monthly exports

Receipt capture

Growth

Most popular

$15

/user/mo

Billed yearly · save $36 per user

For teams that want to automate approvals, payouts and reporting.

What’s your work email?

Everything in Starter, plus

Unlimited virtual and metal cards

128 payment methods

Global payouts to 190 countries

Approval rules and auto-sweep

Fynlo AI and 4.2% Treasury

Growth

Most popular

$15

/user/mo

Billed yearly · save $36 per user

For teams that want to automate approvals, payouts and reporting.

What’s your work email?

Everything in Starter, plus

Unlimited virtual and metal cards

128 payment methods

Global payouts to 190 countries

Approval rules and auto-sweep

Fynlo AI and 4.2% Treasury

Scale

Custom

Volume pricing from $50K / month

For finance teams running multiple entities and currencies.

What’s your work email?

Everything in Growth, plus

Multi-entity accounts

SSO, SCIM and audit log

Custom ERP integrations

Dedicated finance partner

Scale

Custom

Volume pricing from $50K / month

For finance teams running multiple entities and currencies.

What’s your work email?

Everything in Growth, plus

Multi-entity accounts

SSO, SCIM and audit log

Custom ERP integrations

Dedicated finance partner

1

Compare plans

Every feature, side by side.

Starter

Growth

Scale

Payments

Starter

Growth

Scale

Payment methods

40

128

128

Invoices and payment links

Subscriptions and usage billing

No

Same-day settlement

No

Cards and spend

Starter

Growth

Scale

Virtual cards

10

Unlimited

Unlimited

Metal physical cards

No

Cashback

1%

1.5%

Custom

Approval rules

Basic

Treasury and AI

Starter

Growth

Scale

Treasury yield

No

4.2%

4.2%+

Auto-sweep

No

Fynlo AI

Trial

Admin and security

Starter

Growth

Scale

Roles and permissions

Basic

SSO and SCIM

No

No

Audit log

No

Multi-entity

No

No

Support

Starter

Growth

Scale

Email support

Priority chat

No

Dedicated finance partner

No

No

2

Fees

Fair prices, no hidden fees.

No setup fees and no surprises. You always see the price before you pay it.

What you pay for

Opening an account

No paperwork fees

Card payments

Per successful payment

Global payouts

Fee varies by route

Currency conversion

Mid-market rate plus

Metal cards

Shipped to 60 countries

Treasury management

Fund costs passed through

Fynlo

Free
From 0.9%
From 0.4%
0.3%
Free
$0

3

Why teams switch

One panel or five tools?

Most teams run a bank, a card provider, an expense app, a payouts tool and a spreadsheet. Fynlo replaces all five for one price.

Bank + 4 tools

$1,240 / mo

FIVE BILLS

Fynlo Growth

$15 / user

ONE PRICE

Corporate cards with limits

Global payouts at the real rate

Invoices and payment links

Treasury yield on idle cash

Approvals without email threads

Answers from an AI analyst

4

FAQ

Pricing, answered.

Still deciding? Book a call and we’ll find the right plan with you.

Is the Starter plan really free?

Yes. Starter is free forever for small teams. You only pay per-transaction fees when you get paid or send money abroad.

What counts as a user?

Anyone who logs in to Fynlo. Cardholders who never log in, like contractors with a single card, are always free.

Can I switch plans later?

Any time. Upgrades apply immediately and downgrades apply at the end of your billing period.

Do you offer discounts for startups?

Startups that raised less than $5M get Growth free for the first year through our startup program.

Website by Dinesh Jeengar