New
Instant payouts are live
Run Your Money
From One Panel
The finance dashboard for modern teams. Payments, cards and payouts in one live panel, synced every second.
Fynlo
is
the
first
finance
panel
where
teams
can
track,
move
and
grow
money
in
one
calm
place.
1
Platform
Every Flow, One Calm Panel
Track spending, connect your banks, issue cards and see what’s next, all from one place.
2
Products
A fully integrated suite of money tools.
Start with one product and add the rest when you need it. Everything shares one ledger, one login and one calm panel.
Payments
Accept 128 payment methods and settle the same day.
Annual plan
$4,200.00
Pay with wallet
Pay with card
All major cards
Mobile wallets
Wire transfer
Instant pay
Tap to pay
ACH Debit
SEPA Debit
QR pay
Cards
Virtual and metal cards with limits built in.
fynlo
•••• 4410
fynlo
•••• 2290
fynlo
•••• 8812
Monthly limit
$4,960 of $8,000
Accounts
Local details in 40 currencies.
USD
$1.24M
EUR
€382K
GBP
£96.8K
Payouts
Pay anyone in 190 countries in seconds.
You send exactly
10,000.00
USD
Recipient gets
9,184.20
EUR
Tap the currency to switch
Treasury
Earn up to 4.2% on idle cash.
$4.81M
4.2%
Fynlo AI
Ask your money anything and get answers with sources.
Which vendors grew fastest this quarter?
Three vendors grew more than 50%.
+142%
+88%
+61%
3
Fynlo AI
Give your finance team an AI copilot.
Ask questions in plain English and get answers from every transaction, invoice and card in seconds. No exports, no formulas, no waiting on reports.
Included on Growth and Scale plans
Which vendors grew fastest this quarter, and why?
Found 3 vendors
Hexa
Project tools
+142%
$48,200 this quarter
Sparkhost
Cloud hosting
+88%
$31,740 this quarter
Stackpad
Workspace
+61%
$12,960 this quarter
Rule
Payments over $10,000
Auto-approve limit
78/100
Approvers
LM
JK
AR
+2
Notify
Chat
None
Reset limit
Every week
4
Automations
Approvals that run themselves.
Set rules once and let Fynlo route every payment. Spend limits, approvers and alerts update in real time, with no code and no follow-up emails.
4x
faster approvals
92%
less manual review
5
Global payouts
Pay anyone, anywhere, in their currency.
Send payouts to 190 countries in 40 currencies. Fynlo picks the fastest route, locks the rate and keeps every transfer reconciled for you.
Live FX rates with no hidden markup
Same-day arrival on most routes
Every payout matched to your books
Payouts today
Live
Lisbon studio
Sent · arrived in 2s
€12,400.00
London contractors
Sent · arrived in 4s
£8,920.50
Tokyo office
Sent · arrived in 3s
Â¥1,240,000
Bangalore team
Sent · arrived in 6s
₹680,000
Austin payroll
Sent · arrived in 1s
$46,300.00
Seoul partners
Sent · arrived in 5s
â‚©9,800,000
Lagos vendors
Sent · arrived in 3s
₦4,200,000
Lisbon studio
Sent · arrived in 2s
€12,400.00
London contractors
Sent · arrived in 4s
£8,920.50
Tokyo office
Sent · arrived in 3s
Â¥1,240,000
Bangalore team
Sent · arrived in 6s
₹680,000
Austin payroll
Sent · arrived in 1s
$46,300.00
Seoul partners
Sent · arrived in 5s
â‚©9,800,000
Lagos vendors
Sent · arrived in 3s
₦4,200,000
Arrives in seconds
6
Product tour
Every money move, mapped out.
Scroll through the core of Fynlo, from live analytics to instant FX, all in one calm panel.
Analytics
Total balance
$2,481,920
+4.2%
1H
1D
1W
1M
All
Today · $2.48M
See every dollar move in real time.
Live charts for balance, burn and runway, updated the second money lands.
Multi-currency accounts
Main account · USD
•••• 4021
$1,240,500.00
Operations · EUR
•••• 7730
€382,120.40
Payroll · GBP
•••• 1198
£96,800.00
Add a currency account
Hold, receive and send in 40 currencies.
Open local accounts in minutes and keep every balance in one clean view.
Cards and spend
fynlo
•••• 8812
Monthly limit
$4,960 of $8,000
Pairboard
Software
-$45.00
Stackpad
Workspace
-$96.00
Smart cards with limits that follow the rules.
Issue virtual and physical cards for every teammate, with spend controls built in.
Budgeting
Software
$7,200 of $10,000
Travel
$2,250 of $5,000
Marketing
$13,200 of $15,000
Payroll
$86,400 of $160,000
Budgets that update themselves.
Set targets by team or category and watch progress fill in as you spend.
FX and payouts
You send
USD
10,000.00
They get
EUR
9,214.30
1 USD = 0.9214 EUR · rate locked for 30s
Convert at the real rate, then pay out instantly.
Lock live rates for 30 seconds and send money across borders in a tap.
New
Fynlo Cards
Cards as unique as your team
Give every teammate a card that feels like theirs. Pick a colour, print a name and set the limits before it ships. Pay anywhere and withdraw cash while travelling, or go fully virtual and add it to your phone’s wallet in one tap.
Custom designs and delivery fees may apply on some plans.
fynlo
•••• 0219
fynlo
•••• 5530
8
Testimonials
Loved by finance teams that move fast.
4.9 out of 5 from 2,400+ finance teams
We closed the month in two days instead of nine. Fynlo made every number feel obvious.
Maya Chen
Head of Finance
·
Lumen Studio
The live cash view replaced three spreadsheets and a weekly meeting nobody enjoyed.
Daniel Okafor
CFO
·
Halcyon Labs
Paying contractors in 14 countries used to take a day. Now it takes a coffee break.
Sofia Marquez
Finance Lead
·
Orbit Freight
Approval rules alone saved our team hours every week. It just runs in the background.
James Whitfield
COO
·
Kiln
Fynlo AI answers questions I used to dig for. It feels like a finance analyst on call.
Priya Raman
Controller
·
Corvo AI
Cards with built-in limits gave us control without slowing anyone down.
Lucas Berg
Founder
·
Parallel Goods
The cleanest finance tool we have used. Our board reports basically build themselves.
Amara Osei
VP Finance
·
Fable Health
FX at the real rate and instant payouts. Our vendors noticed the difference first.
Noah Fischer
Head of Ops
·
Tidewater
Budgets update as we spend, so there are no surprises at the end of the quarter.
Elena Rossi
Finance Manager
·
Brightfold
We switched in an afternoon. A week later nobody wanted to go back.
Omar Haddad
CEO
·
Quarry
9
Blog
Fresh from the blog.
Guides
fynlo
·
2 min read
How to close the month in two days
A practical playbook for finance teams that want to stop living in spreadsheets at the end of every month.
Product updates
fynlo
·
2 min read
Fynlo AI now answers questions in your team chat
Ask about spend, runway or late invoices without leaving the conversation your team is already in.
Finance 101
fynlo
·
2 min read
The real cost of a cross-border wire
Fees are only part of it. Here is how exchange-rate markups quietly take 3% of every international payment.
10
FAQ
Questions, answered.
Everything you need to know about Fynlo, from setup to security. Still curious? Our team is one message away.
Online now
Still have questions?
Talk to a real person. We reply in under two hours.
How long does it take to set up Fynlo?
Most teams are live in under 15 minutes. Connect your bank accounts, invite your team and Fynlo starts syncing transactions right away.
Is my company’s money safe with Fynlo?
Funds are held with regulated partner banks, and every account is protected with bank-grade encryption, two-factor sign-in and role-based access.
Which banks and tools can I connect?
Fynlo connects to over 12,000 banks worldwide, plus the tools you already use for accounting, payroll and invoicing.
How do multi-currency accounts work?
Open local accounts in 40 currencies, hold balances in each one and convert at the live rate whenever you need to pay out.
Can I set spend limits for my team?
Yes. Issue virtual or physical cards with limits by person, team or merchant, and approvals route automatically above any amount you choose.
What does Fynlo AI do with my data?
Fynlo AI only reads your workspace to answer your questions. Your data is never used to train shared models.
Is there a free plan?
Yes. The Starter plan is free for small teams, and you can upgrade to Growth or Scale whenever you need more seats or features.
Can I cancel anytime?
Of course. Plans are month to month, and you can export all of your data in one click before you leave.
11
Contact
Talk to a real person.
Tell us how your team moves money today and we’ll show you what Fynlo would change. No pushy sales, just answers.
Replies in under two hours
Free setup and migration help
A finance partner, not a ticket number
Online now